Lumena payment plan
Lumena by OMNIYAT in Business Bay, Dubai is sold with a 5/45/50 payment plan: 5% down payment on booking, 45% during construction and 50% on handover.
With prices starting from AED 19,000,000, the 5% down payment starts from about AED 950,000, and handover is expected in Q4 2029.
Below is the full instalment schedule and a mortgage calculator, so you can see what you pay before handover and what is left to finance. Ask us for the official payment plan PDF and the current price list.
Payment Plan Breakdown
Down Payment
On Booking Date
During Construction
Easy Installments
On Handover
Upon Completion
Detailed Payment Schedule
| Installment / Milestone | Percentage | Description / Trigger |
|---|---|---|
| First Installment | 5% | |
| Under Construction | 45% | |
| On Handover | 50% |
Mortgage Calculator
Monthly EMI: AED 0
Breakup of Total Payment
Upfront Costs & Bank Fees
Monthly Breakdown of EMI
| Inst # | Opening Balance | Monthly EMI | Interest | Principal | Closing Balance |
|---|
Lumena payment plan FAQ
What is the payment plan for Lumena?
Lumena has a 5/45/50 payment plan: 5% down payment on booking, 45% during construction and 50% on handover.
How much is the down payment for Lumena?
The down payment is 5% of the price. For a unit starting at AED 19,000,000, that is about AED 950,000, plus the 4% DLD fee where it applies.
When is the handover of Lumena?
Handover of Lumena is expected in Q4 2029. The amount due on handover can be paid in cash or with a mortgage.
Developer: OMNIYAT · Community: Business Bay, Dubai · See all OMNIYAT projects
