Buy Property in Dubai with Expert Guidance
Whether you want a luxury apartment, a family villa or a smart off-plan investment, Asset Homez helps you buy property in Dubai with confidence. We shortlist the right homes, arrange viewings, negotiate the price and handle the paperwork through to transfer – for UAE residents and international buyers.
- Off-plan & ready property
- Apartments, villas & townhouses
- Residents & overseas buyers
Why buy property in Dubai?
Rental yield source: Engel & Völkers, H1 2026.
How to buy property in Dubai in 5 steps
Set your budget
Decide between cash and a mortgage, and keep 7–10% of the price aside for buying costs.
Choose the area
We match your goals with the right communities and shortlist ready and off-plan homes. See the best areas to buy.
View & make an offer
We arrange viewings, check the details and negotiate the best price for you.
Sign the agreement
For resale homes you sign a sale agreement (Form F) and pay a deposit, usually 10%. For off-plan you sign the developer’s sale and purchase agreement.
Transfer & title deed
The sale completes at a Dubai Land Department trustee office (ready) or is registered on Oqood (off-plan), and the title deed is issued in your name.
Costs of buying property in Dubai
| Cost | Typical amount |
|---|---|
| DLD transfer fee | 4% of the purchase price |
| Trustee office fee | AED 2,000 (under AED 500,000) or AED 4,000 (above), plus VAT |
| Title deed fee | AED 580 |
| Agent commission (resale) | Typically 2% plus VAT |
| Mortgage registration (if financed) | 0.25% of the loan plus about AED 290 |
In total, budget around 7–10% of the price on top of the purchase price. Read our guide on how to invest in Dubai real estate.
Which type of property should you buy?
Off-plan property
- Lower entry prices
- Pay in instalments during construction
- Potential capital growth by handover
- Rental income starts after handover
Ready property
- Move in or rent out immediately
- Easier to finance with a mortgage
- See exactly what you are buying
- Needs more cash upfront
Not sure which fits?
Compare both in our guide Dubai off-plan vs ready property, or ask our consultants for a recommendation based on your budget and goals.
Why buy with Asset Homez?
Prime locations
From Palm Jumeirah to Downtown Dubai, we give you access to iconic residences – some available off-market through our network.
Transparency & integrity
Local and global investors return to us because we deliver honest advice and trust, not just properties.
End-to-end support
From understanding your needs to legal paperwork and handover, we handle every step with you.
Golden Visa guidance
We help you identify properties that qualify for the UAE Golden Visa and long-term residency.
Buying property in Dubai: FAQs
Can foreigners buy property in Dubai?
Yes. Foreign buyers, including non-residents, can buy freehold property in Dubai’s designated freehold areas.
What are the costs of buying property in Dubai?
The main cost is the 4% DLD transfer fee. Add trustee office and title deed fees, agent commission on resale homes and mortgage fees if you borrow – around 7–10% of the price in total.
Do I need to live in the UAE to buy property in Dubai?
No. You can buy from abroad. We can arrange video viewings and handle the paperwork with you, and you can sign through a power of attorney if you cannot be in Dubai for the transfer.
Is it better to buy off-plan or ready property in Dubai?
Off-plan offers lower entry prices and payment plans, while ready property earns rent immediately and is easier to finance. The right choice depends on your budget, timeline and goals.
Can I get a mortgage to buy property in Dubai?
Yes. Resident expats can usually borrow up to 80% on a first home under AED 5 million, and non-residents 50–60%. See our mortgage service.
Does buying property in Dubai give me a visa?
A property worth AED 2 million or more can qualify you for a 10-year UAE Golden Visa. Read our Golden Visa property guide.
Ready to buy property in Dubai?
Tell us your budget, preferred area and property type, and we will send you a shortlist that fits.