Cyprus Permanent Residency | Golden Visa 2026

Cyprus Golden Visa — Fast-Track PR 2026

Lifetime residency
in Cyprus
from €300,000

Secure permanent residency in the EU through Cyprus's Regulation 6(2) Fast-Track program. A single new-build property investment — processed in as little as 2 months — grants you and your family lifetime EU residency.

View Investment Options How it works →

€300k+

Minimum property investment (+ VAT)

2–4mo

Fast-track processing — one of Europe's fastest

Lifetime

Permanent residency · ID card renewed every 10 years

1×/2yr

Minimum visit required to maintain PR status

About Asset Homez

We go beyond
simply selling properties

Asset Homez International Properties is a Dubai-based investment consultancy specialising in European residency-by-investment — offering a complete, end-to-end solution for investors entering the Cyprus, Malta, and Greece markets.

We carefully curate high-potential real estate options focused on strong ROI, rental yield, and long-term value — not just transactions. Our team works closely with you to understand your goals, recommend the right country and property, and connect you with trusted legal partners who guide you through residency, PR, or citizenship pathways.

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Curated Property Selection

We identify only high-potential investments in Cyprus, Malta, and Greece — selected for ROI, rental yield, and long-term capital growth.

Dubai-Based Advisory Team

Our experts are based in Dubai and understand the needs of UAE and GCC investors — available for in-person consultations at your convenience.

Trusted Legal Network

We connect you with vetted local legal partners across all three countries who manage residency applications, PR filings, and citizenship pathways.

End-to-End Management

From initial consultation and property selection to legal structuring, purchase completion, and post-investment support — every step is handled.

EU countries covered

100%

End-to-end service model

Dubai

Headquarters — UAE

PR+

Residency, PR & citizenship paths

Property Investment Services

How we help you find the right property

Finding a qualifying investment property in a foreign country is one of the biggest challenges investors face. Our team removes all the guesswork — handling search, vetting, negotiation, and purchase on your behalf.

Goals & Budget Assessment

We begin with a deep consultation to understand your investment goals — whether you prioritise rental yield, capital appreciation, residency qualification, or all three. We match your budget to the right country, zone, and property type.

Qualifying Property Sourcing

We source only properties that meet the specific legal requirements of the Golden Visa program — including zone threshold compliance, 120 m² minimums, first-sale rules where applicable, and approved property types.

Developer & Vendor Vetting

Every developer and vendor in our network is pre-vetted for track record, delivery history, and legal compliance — protecting your capital from day one and eliminating the risk of working with unqualified sellers.

ROI & Yield Analysis

We provide independent analysis on expected long-term rental yields (currently averaging ~4.4% gross in Greece), capital appreciation potential, and total return on investment for every shortlisted property.

Price Negotiation

Our in-market relationships and local expertise mean we negotiate on your behalf to secure the best possible purchase price, payment terms, and contractual protections — advantages that individual buyers rarely access on their own.

Purchase Completion Support

We coordinate the entire purchase — preliminary agreement, 10% deposit, Greek Tax Number (AFM) acquisition, notarial deed signing, Land Registry registration, and fund transfer documentation. A fully managed closing.

Residency & PR Services

How we guide you to permanent residency

Securing a Greek Golden Visa involves strict documentation, government processes, and legal filings. Our end-to-end coordination ensures nothing falls through the cracks.

Step 01

Country & Program Selection

We evaluate your nationality, income profile, family size, budget, and long-term goals to confirm Greece is the right program for you — comparing it against Cyprus and Malta where relevant. We explain the zone tier that applies to your target investment and the full cost implications.

Step 02

Preliminary Due Diligence

Before any investment is committed, we assess your source of funds eligibility, criminal record status, and financial documentation — identifying and resolving any potential issues before they can affect your application.

Step 03

Legal Partner Introduction

We connect you with our vetted Greek immigration lawyers who specialise in Golden Visa applications. They handle all legal structuring, power of attorney, and government submissions on your behalf.

Step 04

Document Preparation & Certification

We coordinate full document preparation — passports, clean police certificates, certified financial proof, health insurance certificates, property purchase agreements — everything translated, certified, and formatted to the exact requirements of the Greek migration authority.

Step 05

Application Submission & Tracking

Your legal team submits the application online via the Greek migration service portal. We maintain active oversight throughout — tracking status and responding to any government requests, keeping you updated at every stage.

Step 06

Biometrics & Card Collection

We coordinate your biometric submission appointment in Greece — or arrange lawyer representation where permitted. Once approved, your 5-year Golden Visa residence card is collected and delivered.

Step 07

Post-Approval & Renewal Support

We support you through every 5-year permit renewal, investment compliance monitoring, long-term rental management referrals, tax advisor introductions, and — where applicable — citizenship pathway planning after 7 years of residence.

Why Choose Asset Homez

Specialist Focus

We work exclusively in European residency-by-investment. This is not a side service — it is our entire expertise.

UAE Investor Expertise

Based in Dubai, we understand the specific financial and lifestyle priorities of UAE residents and GCC nationals seeking European residency.

No Hidden Fees

Complete cost transparency from day one. We provide a full investment cost breakdown before you commit to anything.

Proven Track Record

Our rigorous pre-submission due diligence ensures applications are fully compliant before filing — maximising approval rates.

Single Point of Contact

One dedicated advisor coordinates your entire journey — property, legal, government filings, and post-approval support.

Post-Investment Support

We stay with you after approval — renewals, property management, tax referrals, and citizenship pathway planning.

Investment Options 2026

Choose your
investment route

Three real estate zones plus four alternative investment pathways — each granting the same 5-year renewable residence permit.

Real Estate — Zoned Property Investment

Zone A — Prime Locations

€800,000

Athens, Thessaloniki & Major Islands

Covers the entire Administrative Region of Attica (incl. Piraeus), Greater Thessaloniki, Mykonos, Santorini, and any Greek island with a population exceeding 3,100 residents.

Single property only · no combining titles
Minimum 120 m² usable area
No short-term rentals permitted
Transfer tax ~3% + legal/notary ~1–2%

Zone B — Standard Regions

€400,000

All Other Regions of Greece

Covers regional cities, Crete, Rhodes, Corfu, Lefkada, and all mainland areas outside Zone A. Strong rental yield potential averaging ~4.4% gross in 2026.

Single property only · no combining titles
Minimum 120 m² usable area
No short-term rentals permitted
Transfer tax ~3% + legal/notary ~1–2%

Zone C — Special Conversions

€250,000

Commercial Conversion or Heritage Restoration

Commercial/industrial buildings unused for 5+ years, fully converted to residential with change-of-use approved before application, or listed heritage buildings undergoing full restoration.

Change-of-use approval required pre-application
Restoration must complete within 5 years
Managed projects available via specialist developers

Alternative Investment Pathways

Capital Markets

€350,000

Investment Funds

Units in a qualifying mutual fund or Alternative Investment Fund (AIF) established in Greece or the EU, investing exclusively in Greek assets.

Banking

€500,000

Fixed-Term Bank Deposit

Fixed-term deposit with a Greek credit institution. Minimum 1-year term with automatic renewal.

Bonds

€500,000

Government or Corporate Bonds

Purchase of Greek government bonds (minimum 3-year term) or corporate bonds traded on regulated Greek markets.

New 2026

€250,000

Start-Up Investment

Investment in a company registered in the Elevate Greece National Startup Registry. Must create at least 2 jobs within year 1 and hold ≤33% equity.

Application fee (main applicant)

€2,000

Per adult family member

€150

Property transfer tax

~3%

Legal & notary fees

~1–2%

Health insurance (required)

~€300 / person

Avg. gross rental yield (2026)

~4.4%

Why Greece

8 benefits of
Greek permanent residency

From Schengen travel rights to a lifetime of EU access — here's what your residence permit unlocks for you and your family.

Visa-free Schengen Travel

Travel freely across all 26 Schengen member states — up to 90 days in any 180-day period — without a separate visa application.

No Minimum Stay Required

Unlike Portugal or Italy, Greece imposes zero minimum stay requirement. Renew every 5 years simply by maintaining your investment.

Whole Family Included

Extend residency to your spouse, children under 21, and both sets of parents — without age limits or proof of financial dependence for parents.

Access to Education

Enroll in Greek public universities, schools, and educational institutions at domestic rates.

Access to Healthcare

Full access to Greece's public hospitals, clinics, and healthcare system for all family members on the permit.

Right to Work in Greece

Permanent residence card holders can legally work for Greek employers without additional work permits.

Path to EU Citizenship

After 7 consecutive years of legal residence (min. 183 days/year), apply for Greek citizenship and a full EU passport via naturalization.

Rental Income & Capital Growth

Long-term rental yields average ~4.4% gross in 2026. Athens rents exceed €11/m². Property prices rose 7.4–8.1% in 2025.

Tax Advantages

Favorable tax
treatment for investors

Greece offers several tax regimes that make it one of the most attractive fiscal destinations for high-net-worth residents.

Non-Domicile Flat Tax

€100,000 / yr

Qualifying non-domiciled investors pay a flat annual tax of €100,000 on all global income. Requires €500,000+ investment and not a Greek tax resident in the previous 7 years.

Pensioner Flat Tax

7% flat rate

Retirees relocating to Greece pay a flat 7% tax on all foreign pension income for a period of 15 years. One of the lowest pension tax rates in the EU.

Property Transfer Tax

~3%

Greek real estate attracts a 3% transfer tax on purchase. Greece suspended new-build VAT in key areas, making resale and conversion projects especially attractive.

Double Taxation Treaties

60+ countries

Greece has double taxation agreements with over 60 countries including the UAE, UK, USA, and most EU states.

Step-by-Step

How the
application process works

A typical timeline from initial due diligence to receiving your residence card runs 4–9 months.

Preliminary Due Diligence

A certified AML officer conducts a background check to verify eligibility, source of funds, and clean criminal record.

1 day

Select Your Investment

Choose from a qualifying property (Zone A/B/C), investment fund units, bank deposit, or the new start-up route.

1–4 weeks

Prepare Legal Documents

Lawyers compile financial and personal documents, government forms, proof of health insurance, and criminal record certificates.

1–2 weeks

Obtain Greek Tax Number (AFM)

A Greek Tax Identification Number is mandatory for all transactions. Issued within 3–7 working days.

Up to 1 week

Complete the Investment

Sign the preliminary purchase agreement, pay 10% deposit, finalise the contract before a notary, and register title with the Land Registry.

1–2 months

Submit Residence Application

Application filed online via the Greek migration service portal. A 1-year interim certificate is issued within approximately 1 week.

1–2 days

Submit Biometrics

Photos and fingerprints collected for your biometric residence card. Must be completed within 6 months of the application submission date.

Within 6 months

Receive Your Residence Card

Collect your 5-year Golden Visa residence card in person or via your appointed lawyer.

3–6 months

EU Comparison

How Greece compares
to other EU programs

Greece offers one of the most flexible and investor-friendly routes to EU residency in Europe.

Country	Min. Investment	Permit	Stay Requirement	Citizenship	Schengen
🇬🇷 Greece	€250k–€800k	5-yr renewable	None	7 years	✓ Yes
🇲🇹 Malta	~€169k–€474k total	Lifetime PR	None	8 years	✓ Yes
🇵🇹 Portugal	€250,000+	5-yr renewable	7 days/year	5 years	✓ Yes
🇨🇾 Cyprus	€300,000+	Lifetime PR	Once every 2 yrs	8 years	✗ No
🇮🇹 Italy	€250,000+	5-yr renewable	6 months/year	10 years	✓ Yes
🇸🇾 Spain	€500,000+	2-yr renewable	None	10 years	✓ Yes

Eligibility

Who can
apply

Open to all non-EU nationals aged 18+ and their immediate family in a single application.

Applicant Requirements

Non-EU citizen (UK citizens now eligible post-Brexit)

Valid passport and legal entry into Greece

Demonstrable legal source of income and funds

Clean criminal record from country of residence

Private health insurance policy covering Greece (~€300/person)

Qualifying investment maintained throughout permit validity

Eligible Family Members

Spouse or registered partner (same-sex couples included)

Unmarried children under 21 years old

Spouse's children under 21 in the investor's custody

Parents of both the investor and spouse (no age limit)

All family members receive the same 5-year renewable permit

FAQ

Investor questions answered

Everything you need to know before beginning your Golden Visa journey.

Can I still invest at €250,000? +

Yes, but only for two specific property types: (1) commercial or industrial buildings unused for at least 5 years being fully converted to residential use with change-of-use approved before visa application, or (2) listed heritage buildings undergoing full restoration. Standard ready-to-move-in properties no longer qualify at this threshold.

Can I combine multiple properties to reach the threshold? +

No. Since the 2024 rule changes, you must purchase a single property that individually meets the minimum investment threshold for its zone. Combining multiple smaller properties no longer qualifies.

Do I need to live in Greece to keep my Golden Visa? +

No. There is no minimum stay requirement to renew your Golden Visa. You simply need to maintain your qualifying investment and submit your renewal application before expiry.

Can I rent out my Golden Visa property? +

Long-term rentals are permitted with yields over €11/m² in Athens. However, short-term rentals (Airbnb-style) are not permitted on Golden Visa properties since the 2024 changes.

Can I sell the property after getting the visa? +

You may sell the original property, but you must immediately reinvest in another qualifying asset to maintain your residence status. Selling without reinvesting means your permit will not be renewable.

How do I qualify for Greek citizenship? +

After 7 consecutive years of legal residence with a minimum of 183 days per year in Greece, you may apply for citizenship via naturalization. Requirements include passing a Greek language exam at B1 level and an integration examination covering Greek history and culture.

Is the program available to UAE residents and GCC nationals? +

Yes. The Greece Golden Visa is open to all non-EU nationals, including UAE residents, Emirati, Saudi, Qatari, Kuwaiti, and other GCC passport holders. Greece has a double tax treaty with the UAE.

Start your Greece
residency journey

Speak with one of our investment program specialists to find the right pathway for your goals and circumstances.

Lifetime residencyin Cyprusfrom €300,000

We go beyondsimply selling properties

Choose yourinvestment route

8 benefits ofGreek permanent residency

Favorable taxtreatment for investors

How theapplication process works

How Greece comparesto other EU programs

Who canapply