Off-Plan Properties in Dubai: New Projects & Payment Plans
Buy into Dubai’s newest developments early, at launch prices and with flexible payment plans. Asset Homez compares projects from leading developers, checks the payment plan and escrow details, and supports you from booking to handover.
- New launches
- Flexible payment plans
- Golden Visa-eligible projects
Why buy off-plan in Dubai?
Sales share source: Engel & Völkers, H1 2026.
Off-plan payment plan calculator
See how a typical off-plan payment plan splits your payments – from booking to handover and beyond.
The rest is due on handover. Every project has its own plan – ask us for the exact schedule.
- Down payment
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- DLD registration fee (4%)
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- During construction
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- On handover
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- Post-handover
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- Total price + DLD fee
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How to buy off-plan property in Dubai
Shortlist projects
Compare location, developer track record, handover date and payment plan.
Reserve your unit
Pay the booking amount (often 10–20%) plus the 4% DLD registration fee.
Sign the SPA
Sign the sale and purchase agreement with the developer.
Oqood registration
Your purchase is registered with the DLD on Oqood, and instalments go into the project escrow account.
Snagging & handover
Inspect the unit, pay the handover instalment and receive your keys and title deed.
How off-plan buyers are protected
Escrow accounts
Your payments go into a project escrow account regulated by the Dubai Land Department and are released to the developer as construction progresses.
Oqood registration
Your off-plan purchase is officially registered with the Dubai Land Department in your name.
Developer due diligence
We check the developer’s track record and the project’s registration before you commit.
Why buy off-plan with Asset Homez?
Early access
Front-row access to new launches and units before they reach the open market.
Reliable developers
We work with established developers on premium projects with favourable terms.
Feasibility & ROI insight
Clear insight into project feasibility, ROI potential and payment structures.
Golden Visa projects
We identify off-plan projects that can qualify for the UAE Golden Visa.
Off-plan property in Dubai: FAQs
Is off-plan property a good investment in Dubai?
It can be. Off-plan offers lower entry prices, interest-free payment plans and potential capital growth by handover. Returns depend on the developer, location and market conditions, so choose carefully.
How are off-plan buyers protected in Dubai?
Your payments go into a DLD-regulated escrow account for the project, and your purchase is registered on Oqood. Always choose a DLD-registered developer and project.
How much do I need to pay upfront for off-plan?
Typically a 10–20% down payment plus the 4% DLD registration fee at booking. The rest follows the developer’s payment plan.
What is a post-handover payment plan?
Part of the price is paid in instalments after you receive the keys – often over two to five years – so rental income can help cover the remaining payments.
Can I sell an off-plan property before completion?
Many developers allow resale once a minimum percentage has been paid, with a developer NOC and transfer fee. See our property selling service.
Can I get a mortgage for off-plan property?
Some banks finance off-plan property, usually up to about 50%, but most buyers use the developer payment plan. See our mortgage service.
Get the latest off-plan launches
Tell us your budget and preferred area, and we will send you new projects with prices and payment plans.